5 & 4 Star are an 'exclusion warranty'. If the item is not excluded in the PDS, then it's covered. 3 Star is an 'inclusion warranty'. Covered items are listed in the PDS.
Servicing can be done by any licenced mechanic
No additional servicing requirements. Follow the Manufacturer recommendations only
Claim repairs can be performed at the Manufacturer's Dealership (Service Centre)
No annual kilometre limit
Total Loss cover included free